Wednesday, November 08, 2006

A glimmer of hope

Well, it took 10 weeks and we're not out of the woods yet, but I appear to have found a bank to give me a basic bank account.

The Co operative Bank. I telephoned tham easily 10 weeks ago, as part of my research to find a UK bank who would deal with an undischarged bankrupt, post the Halifax debacle.

On the telephone, I was greeted with the same bubbly enthusiasm that I was by the Halifax who you may recall, accepted me, processed me only to drop me like a hot potato, freezing the small amount of money I had deposited.

This time, I told the young enthusiastic lady three times, I was an undischarged bankrupt and even made her go consult with a superior on that fact alone.

The reason it took so long to get this far, was all to do with the database they use for people's addresses and at least one other used by people like the DVLA. In this case, my postcode was 1 letter out and so, the Co op just rejected my application, requesting proof I lived at an address ending 3AA and not 3AE.

Today, I received a deit card which shows an account number etc, but I've not received any instructions on how I deposit funds (when I get some).

Fortunately, I discovered that the Co op have a branch in my town, newly opened I think, which may offer a solution.

Incidentally, I have also managed to land a job since my last post.

This gives introduction to my next post, because it means a change in my circumstances and therefore, I am bound by law, to inform my case officer at the Insolvency Service of this change in my circumstances.

It will be "interesting" to say the least, to see what the Insolvency Service do with regards post bankruptcy, with n'er a pot to piss in, no job etc, where I now have an income (of which there will not be a fotune of it disposable, after the bills are paid).

Watch this space.